Financial Planning
People spend more time planning for vacation than for their financial futures. We are here to change that. We help clients create a comprehensive plan that starts with an understanding of where you are today, what your goals are for tomorrow and what challenges you may face on the way. This is a living breathing document that we will refer to at every review. To confirm your goals are the same or not and that our planning for those goals or new goals is on track.
We gather detailed information about your priorities and use the latest technology to analyze your assets to evaluate your total financial picture. We’ll run hundreds of varying scenarios based on what we learn about you enabling us to evaluate several potential outcomes.
We lead with a partnership approach, working alongside your attorneys and CPAs to ensure all of the advice you are getting is working toward the same goal.
Estate Planning
Everyone, regardless of age or wealth, should have an estate plan. In addition to providing a means of passing assets to your loved ones after your death, estate planning can address other important issues that are meaningful during your lifetime, such as incapacity planning and asset protection planning.
We provide a comprehensive review of your estate plan to ensure that what is written in your documents matches your current and future wishes.
Tax Planning
A key component to thoughtful wealth management is considering the tax consequences of the financial decisions we advise you on.
By understanding our clients’ current and future tax situation, we can build an investment portfolio that satisfies your financial needs, and does so in an optimal tax efficient manner.
We review your most recently filed tax return to understand your different sources of income and determine which income tax bracket you fall in. We then use this information to identify any investment management, financial planning and tax savings opportunities that may be available to you in current and future years.